BIBERA INSURANCE

Auto Insurance

Every driver needs auto insurance based on state requirements. But you also need it to protect yourself from a big lawsuit in case you cause an accident. While each driver can customize his or her own plan, it’s important to review your needs with an insurance agent to make sure you have enough coverage.

Don't wonder what's right. Ask us!

We've been helping clients with insurance from past 20 years

Compliance With State Regulations

Each state has its own minimum requirements for auto insurance in order for an individual to legally drive. Generally you need liability insurance to pay for any damage you cause to others while driving. The consequences of getting caught driving without sufficient insurance coverage in most states is license suspension and fines that can cost hundreds of thousands of dollars.

What Auto Insurance Covers

Auto insurance agencies each have their own policy features, but many are similar for basic plans. Most basic auto plans provide financial protection against fire, theft, and vandalism. Here are the main different types of auto insurance coverage:

  • Comprehensive – pays for damage to your vehicle without you driving it.
  • Collision – pays for car damage following an accident, regardless of who’s at fault.
  • Bodily Injury – pays the victim’s medical bills.
  • Property Damage – pays for property damage you’ve caused.
  • Personal Injury – pays medical bills for you and your passengers.
Auto Insurance
WORKING HOURS

Mon - Fri

9:00 AM - 5:30 PM

Sat and Sun

Closed